Monday, July 25, 2011

How to Save Money on Audi Car Insurance

Owning a luxury vehicle does have its perks, but one of the downsides is that car insurance can get a little pricey. Being that Audi is a luxury brand, you can expect to fork over quite a bit of money for insurance.

I did some searching to see if I could find average rates for car insurance on various Audi models, but there are so many factors involved in determining rates that it became difficult to determine an “average”. Some of the things that insurance companies do look at is your age, the average miles you drive per day, the type of vehicle it is (sports car, sedan, SUV, etc.), your driving history, and on and on. Some companies will even look at your credit score!

However, there are several ways that you can save money on car insurance:


Have a good driving record. The more claims you file and accidents you are involved in, the higher your insurance premium will be.

Safety features. Some companies will offer lower payments if the vehicle is equipped with certain safety features such as anti-lock brakes, automatic seatbelts, and airbags. FYI: The anti-lock brake system is optimized with electronic brake-force distribution (EBD), and is standard on all Audi models.

Drive less. You may be eligible for a low-mileage discount if you carpool to work or if you drive less than the average number of miles per year.

Don’t pay for unnecessary coverage. If you don’t rent cars very often, you can probably eliminate rental car coverage. Also, if you already have a good health insurance plan, you may not need personal injury protection.

These are just a few ways that you can save money on car insurance for your Audi. I recommend consulting with your agent to find out all the different types of discounts being offered to see what you’re eligible for.

0 comments: